@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

:root {
  --primary-navy: #0b1727;
  --dark-slate: #0f172a;
  --secondary-slate: #1e293b;
  --brand-blue: #2563eb;
  --brand-blue-hover: #1d4ed8;
  --accent-green: #10b981;
  --accent-gold: #f59e0b;
  --accent-gold-hover: #d97706;
  --light-bg: #f8fafc;
  --card-bg: #ffffff;
  --text-main: #0f172a;
  --text-muted: #475569;
  --text-light: #94a3b8;
  --border-light: #e2e8f0;
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.08);
  --shadow-md: 0 4px 12px rgba(15, 23, 42, 0.08), 0 2px 4px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 12px 24px rgba(15, 23, 42, 0.12), 0 4px 8px rgba(15, 23, 42, 0.04);
  --transition-fast: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text-main);
  background-color: var(--light-bg);
  line-height: 1.6;
}

body {
  overflow-x: hidden;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-fast);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

ul {
  list-style: none;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

.site-header {
  position: sticky;
  top: 0;
  left: 0;
  width: 100%;
  background-color: rgba(11, 23, 39, 0.95);
  backdrop-filter: blur(12px);
  z-index: 1000;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1.4rem;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.02em;
}

.brand-icon-wrap {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--brand-blue), var(--accent-green));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  font-size: 1.25rem;
  box-shadow: 0 4px 10px rgba(37, 99, 235, 0.3);
}

.brand-name span {
  color: var(--accent-gold);
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-link {
  color: #cbd5e1;
  font-size: 0.95rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 0;
  position: relative;
}

.nav-link i {
  font-size: 0.85rem;
  color: var(--text-light);
  transition: var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: #ffffff;
}

.nav-link:hover i, .nav-link.active i {
  color: var(--accent-gold);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background: linear-gradient(90deg, var(--brand-blue), var(--accent-gold));
  transition: var(--transition-fast);
  border-radius: 2px;
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}

.btn-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-hover));
  color: var(--primary-navy);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 12px 24px;
  border-radius: 50px;
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.3);
  border: none;
  cursor: pointer;
  transition: var(--transition-normal);
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(245, 158, 11, 0.45);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.08);
  color: #ffffff;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 12px 24px;
  border-radius: 50px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  cursor: pointer;
  transition: var(--transition-fast);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: rgba(255, 255, 255, 0.3);
  color: #ffffff;
}

.btn-navy {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--primary-navy);
  color: #ffffff;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 12px 26px;
  border-radius: 50px;
  border: none;
  cursor: pointer;
  transition: var(--transition-fast);
}

.btn-navy:hover {
  background: var(--secondary-slate);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.menu-toggle-btn {
  display: none;
  background: transparent;
  border: none;
  color: #ffffff;
  font-size: 1.5rem;
  cursor: pointer;
  padding: 8px;
  z-index: 1002;
}

.mobile-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(15, 23, 42, 0.6);
  backdrop-filter: blur(4px);
  opacity: 0;
  visibility: hidden;
  transition: var(--transition-normal);
  z-index: 998;
}

.mobile-overlay.active {
  opacity: 1;
  visibility: visible;
}

.mobile-menu-panel {
  position: fixed;
  top: 0;
  right: -100%;
  width: 50vw;
  min-width: 280px;
  height: 100vh;
  background-color: #ffffff;
  z-index: 999;
  box-shadow: -10px 0 30px rgba(0, 0, 0, 0.2);
  transition: right 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  padding: 100px 24px 40px 24px;
}

.mobile-menu-panel.active {
  right: 0;
}

.mobile-nav-list {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
  width: 100%;
  margin-bottom: 30px;
}

.mobile-nav-link {
  color: var(--dark-slate);
  font-size: 1.1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 20px;
  border-radius: 10px;
  width: 100%;
  justify-content: center;
  transition: var(--transition-fast);
}

.mobile-nav-link i {
  color: var(--brand-blue);
}

.mobile-nav-link:hover, .mobile-nav-link.active {
  background-color: var(--light-bg);
  color: var(--brand-blue);
}

.mobile-cta-wrap {
  width: 100%;
  display: flex;
  justify-content: center;
}

.mobile-cta-wrap .btn-cta {
  width: 100%;
}

.hero-home {
  position: relative;
  background: linear-gradient(135deg, rgba(11, 23, 39, 0.92), rgba(15, 23, 42, 0.88)), url('./images/1.avif');
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
  color: #ffffff;
  padding: 120px 0 100px 0;
  overflow: hidden;
}

.hero-home::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.25) 0%, rgba(0, 0, 0, 0) 70%);
  pointer-events: none;
}

.hero-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--accent-gold);
  margin-bottom: 24px;
}

.hero-title {
  font-size: 3.5rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 24px;
  letter-spacing: -0.03em;
}

.hero-title span {
  background: linear-gradient(135deg, #ffffff 30%, var(--accent-gold) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-subtitle {
  font-size: 1.2rem;
  color: #cbd5e1;
  margin-bottom: 40px;
  font-weight: 400;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin-bottom: 60px;
  flex-wrap: wrap;
}

.hero-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 30px;
  border-radius: var(--radius-lg);
  justify-items: center;
}

.hero-stat-card {
  text-align: center;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
  padding: 0 10px;
  width: 100%;
}

.hero-stat-card:last-child {
  border-right: none;
}

.stat-number {
  font-size: 2.2rem;
  font-weight: 800;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.stat-number i {
  font-size: 1.3rem;
  color: var(--accent-green);
}

.stat-label {
  font-size: 0.85rem;
  color: #94a3b8;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: 4px;
}

.section-padding {
  padding: 90px 0;
}

.section-header {
  text-align: center;
  max-width: 650px;
  margin: 0 auto 60px auto;
}

.section-tag {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 800;
  color: var(--brand-blue);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}

.section-title {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--dark-slate);
  letter-spacing: -0.02em;
  line-height: 1.25;
  margin-bottom: 16px;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--text-muted);
}

.categories-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  justify-items: center;
}

.category-card {
  background: var(--card-bg);
  border-radius: var(--radius-md);
  padding: 36px 30px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-normal);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
}

.category-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(37, 99, 235, 0.3);
}

.category-icon-box {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, rgba(37, 99, 235, 0.1), rgba(16, 185, 129, 0.1));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-blue);
  font-size: 1.5rem;
  margin: 0 auto 24px auto;
  transition: var(--transition-fast);
}

.category-card:hover .category-icon-box {
  background: linear-gradient(135deg, var(--brand-blue), var(--accent-green));
  color: #ffffff;
}

.category-title {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--dark-slate);
}

.category-text {
  font-size: 0.95rem;
  color: var(--text-muted);
  margin-bottom: 24px;
  flex-grow: 1;
}

.category-link {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--brand-blue);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.category-link i {
  transition: var(--transition-fast);
}

.category-card:hover .category-link i {
  transform: translateX(5px);
}

.insights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  justify-items: center;
}

.insight-card {
  background: var(--card-bg);
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-normal);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
}

.insight-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.insight-img-wrap {
  position: relative;
  height: 220px;
  width: 100%;
  overflow: hidden;
}

.insight-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.insight-card:hover .insight-img-wrap img {
  transform: scale(1.08);
}

.insight-tag {
  position: absolute;
  top: 16px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary-navy);
  color: var(--accent-gold);
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 6px 14px;
  border-radius: 50px;
}

.insight-body {
  padding: 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  flex-grow: 1;
  width: 100%;
}

.insight-meta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  font-size: 0.85rem;
  color: var(--text-light);
  margin-bottom: 12px;
}

.insight-meta span {
  display: flex;
  align-items: center;
  gap: 6px;
}

.insight-title {
  font-size: 1.25rem;
  font-weight: 700;
  line-height: 1.4;
  color: var(--dark-slate);
  margin-bottom: 14px;
}

.insight-excerpt {
  font-size: 0.95rem;
  color: var(--text-muted);
  margin-bottom: 24px;
  flex-grow: 1;
}

.feature-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  justify-items: center;
  text-align: center;
}

.feature-split > div {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
}

.feature-img-box {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  width: 100%;
  max-width: 540px;
  margin: 0 auto;
}

.feature-img-box img {
  width: 100%;
  height: 480px;
  object-fit: cover;
}

.feature-badge-float {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  background: rgba(11, 23, 39, 0.9);
  backdrop-filter: blur(10px);
  color: #ffffff;
  padding: 20px 24px;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  max-width: 320px;
  width: calc(100% - 60px);
  text-align: center;
}

.feature-badge-icon {
  width: 46px;
  height: 46px;
  background: var(--accent-green);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: #ffffff;
  flex-shrink: 0;
}

.feature-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin: 30px 0;
  align-items: center;
  width: 100%;
}

.feature-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  text-align: center;
  flex-direction: column;
  width: 100%;
}

.feature-icon-check {
  width: 36px;
  height: 36px;
  background: rgba(16, 185, 129, 0.15);
  color: var(--accent-green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  margin: 0 auto;
  flex-shrink: 0;
}

.feature-item-text {
  text-align: center;
}

.feature-item-text h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 4px;
  text-align: center;
}

.feature-item-text p {
  font-size: 0.95rem;
  color: var(--text-muted);
  text-align: center;
}

.newsletter-section {
  background: linear-gradient(135deg, var(--primary-navy), var(--dark-slate));
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 70px 60px;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.newsletter-section::before {
  content: '';
  position: absolute;
  bottom: -50px;
  right: -50px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.15) 0%, transparent 70%);
}

.newsletter-content {
  max-width: 650px;
  margin: 0 auto;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.newsletter-title {
  font-size: 2.2rem;
  font-weight: 800;
  margin-bottom: 16px;
}

.newsletter-desc {
  font-size: 1.05rem;
  color: #94a3b8;
  margin-bottom: 36px;
}

.newsletter-form {
  display: flex;
  gap: 12px;
  max-width: 520px;
  width: 100%;
  margin: 0 auto;
  justify-content: center;
}

.newsletter-input {
  flex-grow: 1;
  padding: 16px 24px;
  border-radius: 50px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.08);
  color: #ffffff;
  outline: none;
  font-size: 0.95rem;
  text-align: center;
}

.newsletter-input::placeholder {
  color: #94a3b8;
}

.newsletter-input:focus {
  border-color: var(--accent-gold);
  background: rgba(255, 255, 255, 0.14);
}

.page-header-banner {
  background: linear-gradient(135deg, var(--primary-navy), var(--dark-slate));
  color: #ffffff;
  padding: 80px 0;
  text-align: center;
  position: relative;
}

.page-header-title {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.page-header-subtitle {
  font-size: 1.15rem;
  color: #cbd5e1;
  max-width: 650px;
  margin: 0 auto;
}

.guide-framework-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-bottom: 60px;
  justify-items: center;
}

.guide-framework-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 36px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-normal);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
}

.guide-framework-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.rule-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--brand-blue);
  line-height: 1;
  margin-bottom: 16px;
}

.timeline-vertical {
  display: flex;
  flex-direction: column;
  gap: 30px;
  position: relative;
  max-width: 850px;
  margin: 0 auto;
  align-items: center;
}

.timeline-step {
  display: flex;
  gap: 30px;
  background: #ffffff;
  padding: 32px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  align-items: center;
  text-align: center;
  width: 100%;
  flex-direction: column;
}

.timeline-icon-wrap {
  width: 54px;
  height: 54px;
  background: var(--primary-navy);
  color: var(--accent-gold);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
  margin: 0 auto;
}

.timeline-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.timeline-content h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 8px;
}

.invest-matrix-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  justify-items: center;
}

.invest-asset-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 30px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition: var(--transition-normal);
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
}

.invest-asset-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-gold);
}

.asset-icon-box {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px auto;
  border-radius: 50%;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  color: var(--brand-blue);
}

.asset-risk-tag {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  margin-top: 16px;
}

.risk-low {
  background: rgba(16, 185, 129, 0.12);
  color: var(--accent-green);
}

.risk-med {
  background: rgba(245, 158, 11, 0.12);
  color: var(--accent-gold);
}

.risk-high {
  background: rgba(239, 68, 68, 0.12);
  color: #ef4444;
}

.market-dashboard-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 50px;
  justify-items: center;
}

.market-stat-box {
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 24px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: center;
  text-align: center;
  width: 100%;
}

.market-stat-header {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-bottom: 14px;
  width: 100%;
}

.market-stat-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-muted);
}

.market-stat-val {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--dark-slate);
}

.market-stat-change {
  font-size: 0.85rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  margin-top: 8px;
}

.change-up {
  color: var(--accent-green);
}

.change-down {
  color: #ef4444;
}

.insights-list-layout {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
  align-items: start;
}

.insight-article-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 28px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  display: flex;
  gap: 24px;
  margin-bottom: 24px;
  transition: var(--transition-normal);
  align-items: center;
  text-align: center;
  flex-direction: column;
}

.insight-article-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.article-thumb {
  width: 100%;
  max-width: 240px;
  height: 150px;
  border-radius: var(--radius-sm);
  object-fit: cover;
  flex-shrink: 0;
  margin: 0 auto;
}

.contact-layout-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 50px;
  align-items: start;
}

.contact-info-card {
  background: var(--primary-navy);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.contact-info-title {
  font-size: 1.8rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.contact-info-desc {
  font-size: 0.95rem;
  color: #94a3b8;
  margin-bottom: 36px;
}

.contact-detail-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  margin-bottom: 28px;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  background: rgba(255, 255, 255, 0.1);
  color: var(--accent-gold);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
  margin: 0 auto;
}

.contact-form-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 40px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-md);
  text-align: center;
}

.form-group {
  margin-bottom: 24px;
  text-align: center;
}

.form-label {
  display: block;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 8px;
  text-align: center;
}

.form-control {
  width: 100%;
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-light);
  background: var(--light-bg);
  font-size: 0.95rem;
  color: var(--text-main);
  outline: none;
  transition: var(--transition-fast);
  text-align: center;
}

.form-control:focus {
  border-color: var(--brand-blue);
  background: #ffffff;
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
}

textarea.form-control {
  resize: vertical;
  min-height: 140px;
  text-align: center;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 800px;
  margin: 0 auto;
  align-items: center;
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 24px 30px;
  box-shadow: var(--shadow-sm);
  width: 100%;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.faq-question {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
}

.faq-question i {
  color: var(--brand-blue);
}

.faq-answer {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  text-align: center;
}

.compound-showcase-box {
  background: linear-gradient(135deg, var(--primary-navy), var(--dark-slate));
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 50px;
  box-shadow: var(--shadow-lg);
  text-align: center;
}

.compound-grid-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
  justify-items: center;
}

.compound-bar-visual {
  display: flex;
  flex-direction: column;
  gap: 16px;
  width: 100%;
}

.compound-bar-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
  width: 100%;
}

.compound-bar-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  font-weight: 700;
  color: #cbd5e1;
}

.compound-bar-track {
  width: 100%;
  height: 14px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 10px;
  overflow: hidden;
}

.compound-bar-fill {
  height: 100%;
  border-radius: 10px;
  transition: width 1s ease;
}

.expert-team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  justify-items: center;
}

.expert-team-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition: var(--transition-normal);
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
}

.expert-team-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.expert-img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.expert-info {
  padding: 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.expert-name {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--dark-slate);
}

.expert-title {
  font-size: 0.85rem;
  color: var(--brand-blue);
  font-weight: 600;
  margin-bottom: 8px;
}

.expert-bio {
  font-size: 0.85rem;
  color: var(--text-muted);
}

.credit-factor-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  justify-items: center;
}

.credit-factor-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 24px 16px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
}

.credit-factor-percent {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--brand-blue);
  margin-bottom: 6px;
}

.office-hub-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  justify-items: center;
}

.office-hub-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
}

.office-hub-img {
  width: 100%;
  height: 160px;
  object-fit: cover;
}

.office-hub-body {
  padding: 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.site-footer {
  background: var(--primary-navy);
  color: #ffffff;
  padding: 80px 0 30px 0;
  margin-top: auto;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
  margin-bottom: 60px;
  align-items: start;
}

.footer-brand-desc {
  color: #94a3b8;
  font-size: 0.95rem;
  margin: 20px 0 28px 0;
  line-height: 1.7;
}

.footer-social-links {
  display: flex;
  gap: 12px;
  justify-content: flex-start;
}

.social-icon-btn {
  width: 40px;
  height: 40px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  font-size: 1rem;
  transition: var(--transition-fast);
}

.social-icon-btn:hover {
  background: var(--brand-blue);
  color: #ffffff;
  transform: translateY(-3px);
}

.footer-heading {
  font-size: 1.1rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 24px;
}

.footer-links-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-links-list a {
  color: #cbd5e1;
  font-size: 0.9rem;
  display: flex;
  align-items: center;
  gap: 8px;
}

.footer-links-list a:hover {
  color: var(--accent-gold);
  transform: translateX(4px);
}

.footer-bottom {
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.85rem;
  color: #94a3b8;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-legal-links {
  display: flex;
  gap: 24px;
}

.footer-legal-links a:hover {
  color: #ffffff;
}

@media (max-width: 1024px) {
  .hero-title {
    font-size: 2.8rem;
  }
  .hero-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
  }
  .hero-stat-card {
    border-right: none;
  }
  .categories-grid, .insights-grid, .guide-framework-grid, .expert-team-grid, .office-hub-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .invest-matrix-grid, .market-dashboard-grid, .credit-factor-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .feature-split, .compound-grid-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .insights-list-layout {
    grid-template-columns: 1fr;
  }
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 868px) {
  .nav-menu, .nav-actions {
    display: none;
  }
  .menu-toggle-btn {
    display: block;
  }
  .hero-title {
    font-size: 2.2rem;
  }
  .section-title {
    font-size: 1.9rem;
  }
  .contact-layout-grid {
    grid-template-columns: 1fr;
  }
  .insight-article-card {
    flex-direction: column;
  }
  .article-thumb {
    width: 100%;
    height: 200px;
  }
}

@media (max-width: 640px) {
  .hero-home {
    padding: 80px 0 60px 0;
  }
  .hero-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    padding: 20px 16px;
  }
  .hero-stat-card {
    border-right: none;
    padding: 8px 4px;
  }
  .stat-number {
    font-size: 1.6rem;
  }
  .stat-label {
    font-size: 0.75rem;
  }
  .categories-grid {
    grid-template-columns: 1fr !important;
  }
  .guide-framework-grid {
    grid-template-columns: 1fr !important;
  }
  .insights-grid, .invest-matrix-grid, .market-dashboard-grid, .expert-team-grid, .credit-factor-grid, .office-hub-grid {
    grid-template-columns: 1fr;
  }
  .newsletter-section, .compound-showcase-box {
    padding: 40px 24px;
  }
  .newsletter-form {
    flex-direction: column;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}